|Serving the Greater
Central Florida Area
Companies we sell
Health Care Reform
Individual and Family
Part D Rx Plans
Long Term Care
Dental / Vision
Accident / Disability
Health Insurance Options, LLC
Your Full-Service Independent Insurance Agency
Who I am
Joe Santiago is an independent insurance agent who works with all of the major companies
offering all Medicare Plan Options and Individual Health Insurance for all ages.
What I Do
As an independent benefit consultant, I conduct a detailed needs analysis to identify
specific individual health care needs. I then make recommendations as to which options are
best suited for my clients. Because I am independent, I can be objective in my
recommendations. There is no fee for my services. However, if a potential client enrolls
in a plan with me, I am compensated by the plan they join. Compensation is similar and
level with all carriers.
I regularly conduct educational workshops at One Senior Place and at many other locations
in Central Florida. There is no selling conducted at my presentations as per Federal law.
I am happy to bring my workshops to your location at no cost to you.
How I Can Help You
I affiliate with many professionals who often have contact with Medicare Beneficiaries.
Some of these professionals include Elder Law Attorneys, Guardians, CPAs, Physician
Offices, Insurance and Financial Professionals, and non profit organizations. These
professionals have used my expert knowledge to provide experienced guidance for themselves
and their clients. They have found the information and assistance I bring enhances the
value of their practice. The associate knows that their clients receive superior service
from me and that I have minimized the probability of outside solicitation.
Where to Find Me
I understand the value of a professional appearance. This is why my local office is
located at One Senior Place,
715 Douglas Ave., in Altamonte Springs. One Senior Place is a
professional office building with businesses that cater to the needs of people 50 and
over. I have premier office space with access to conference rooms and an auditorium.
Everyone who visits me there is extremely impressed. Of course if someone is unable to
come to my location, I can meet them at their home, your office or another appropriate
Teaching Experience and Credentials
--Licensed agent in Florida for Health and Life since 1993. Contracts with over 40
--Approved CE course instructor for Florida Health and Life Insurance Agents
--Certified CE instructor for Florida State Guardianship Association
--CLE certification application pending with Florida Bar for educational seminar conducted
for Estate Planning Attorneys in Florida
--Conducted over 50 educational workshops for consumers and professionals on Medicare
Memberships and Affiliations
NAIFA - National Association of Insurance and Financial Advisors
NAHU - National Association of Heath Underwriters
FSGA - Florida State Guardianship Association (affiliate member)
CERA - Community Education and Resource Affiliation, Inc
One Senior Place, Altamonte Springs FL, Resident Business
Maitland Area Chamber of Commerce
Seminole County Chamber of Commerce
NAHU Health Care Reform Certification Course, May 2013
CLU, The American College, March 2013
CLTC, The Corporation for Long Term Care, Inc., 2009
BBA in Finance, University of Central Florida, 1990
We make buying insurance simple and
Your Local Agent
Visit Joe at
715 Douglas Ave.
Altamonte Springs FL