|Serving the Greater
Central Florida Area
Companies we sell
Health Care Reform
Individual and Family
Part D Rx Plans
Long Term Care
Dental / Vision
Accident / Disability
Health Insurance Options, LLC
Your Full-Service Independent Insurance Agency
Frequently Asked Questions
Question: Do your plans cover
Answer: Whether or not a
pre-existing condition is covered depends on the following factors:
1. What is the condition and
current treatment for it.
2. Which company you will be
applying for coverage with
3. Do you presently have a health
By working with many companies we can recommend the one most likely to cover you.
Question: Can I choose my own doctor?
Answer: All of our companies have very large
networks. So, there is a very good chance your doctor takes one of our plans. We recommend
visiting the different company pages at our website and looking through the Provider
Directories to see which plans your doctor accepts.
Question: Will my rates go up?
Answer: Health Insurance rates historically
go up each year. All of the plans we have come with a rate guarantee of 6 or 12 months.
Because we work with the largest companies that insure millions of clients, the amount of
increase is usually reasonable. However, because we are an independent agency, we will
review your coverage if your rate does increase to see if another plan would provide a
Your Local Agent
Visit Joe at
715 Douglas Ave.
Altamonte Springs FL